Union Workers Credit Services Frequently Asked Questions

What are the advantages of being a Union Workers Credit Services Member? Many! Visit our Benefits section for more information.

How do I apply for a Union Workers Credit Services Membership? Simply complete our online sign up form to begin the Membership process.

Is this revolving credit? No, Union Workers Credit Services offers a specified amount of credit good for closed-end credit purchases.

Is Union Workers Credit Services affiliated with any bank or financial institution? No, Union Workers Credit Services is a membership services company offering members benefits shown on this site.

Is Union Workers Credit Services a loan broker? No, Union Workers Credit Services does not have the ability to arrange loans of any type.

Can I use my Union Workers Credit Services Membership Card at retailers and ATMs? No, Union Workers Credit Services Members receive the benefits included with their membership kit and/or shown on this site.

Does Union Workers Credit Services stand behind it’s products and services? Absolutely, in more ways than you can imagine. View our guarantees.

How can I make purchases as a Union Workers Credit Services Member? You’re automatically entitled to purchase hundreds of quality products in our catalog and special offers. You may pay by check, money order, or if approved, you can take advantage of our financing privileges. No down payment is required and monthly payments are small. Simply send the postage, insurance and handling for the items you want now, and make the monthly payments later.

How do I make payments on merchandise I have on credit? Once a month you will receive a Merchandise Billing Statement showing your balance and amount due. All you have to do is mail your payment before the due date to ensure proper credit.

Can I make payments ahead of their due date or pay off my balance ahead of schedule? Yes. You may pay off all or part of your balance ahead of schedule at any time, but you are required to pay the minimum monthly payment by the due date to insure your account is in good standing. If you pay off your balance before the first due date, no interest is charged.

What if I am not satisfied with my purchase? Contact our Member Services Department immediately. They will be happy to work with you to resolve any difficulties you may have. Union Workers Credit Services Members are protected by a 30-day satisfaction guarantee on all purchases, in addition to all manufacturer’s warranties. If you are not satisfied with your purchase, return it within 30 days for a full refund of the amount of the purchase price paid.

What if I am not satisfied with my Membership? Contact our Customer Services Department. You may receive a refund of your membership fee if you are dissatisfied for any reason within 60 days of receiving your membership kit.